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You are literally digging yourself into a lifetime of debt, but it does give you a loan ASAP
im confused
Dont buy cars or other stuff in payment pland save than purchase with full amount downpayment as you should.
For your short term need : grab a pair of garden scizzors.. Go hunt for nice brances..
But some green oasis at the cheap and a box of long candles and get a couple dosin small plant pots or cups amything thats the right size very cheap from garage sale or salvation army 2d hand stores
Put oasus in the pots.. Stick in a candle.. Stick in the branches.. If you found some acorns, pine cones or risebuds ir other red berries on a bramch thars good.
You can paint the pots red and/or put a ribbon around.. But thats all optional.
Thus for cery little cost less than 1 dollar you can make a cristmas table decoration.
Which you than can sell door to door 10-15 dollar each.
Before you know it you gave 250.
If used properly, a payday loan may get the OP out of the immediate situation.
But if their credit is alright, a short-term personal loan for $250 shouldn't be difficult. Pay off the card then stop using the card.
Paying off debt with debt then racking up more of the original debt is fiscally self-destructive.